1. Introduction

Welcome to Universal Perks. By accessing or using our platform, you agree to be bound by these Terms & Conditions. Please read them carefully before using any of our services. If you do not agree to these terms, you may not access or use the platform.

2. Use of the Platform

You agree to use Universal Perks solely for lawful purposes. You may not misuse the platform, attempt to gain unauthorized access to any system, or use the service in a way that harms other users or partner organizations.

3. Cashback & Rewards

Cashback and reward amounts are determined by our partner stores and are subject to change. Universal Perks does not guarantee specific reward rates. Cashback will only be tracked and credited if purchases are initiated through the platform.

4. Account Responsibility

You are responsible for maintaining the confidentiality of your account credentials. Any activity that occurs under your account is your responsibility. Please notify us immediately if you suspect unauthorized access to your account.

5. Limitation of Liability

Universal Perks is not liable for any indirect, incidental, or consequential damages arising from the use of the platform, including lost cashback due to tracking failures caused by ad blockers, cookie restrictions, or third-party store policy changes.

6. Contact Us

If you have any questions about these Terms & Conditions, please contact us at support@universalperks.com.